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Star History

In August 2008, Star Microinsurance Services Ltd was incorporated as an independent agency to collaborate with Star Assurance Company Ltd and StarLife Assurance Company Ltd both the fourth largest General and Life Insurance companies respectively in Ghana.

This collaboration was to achieve the two companies’ vision of providing social services to meet and satisfy the changing financial needs of the insuring public and cater for the insurance needs of the low-income earners. Star Microinsurance’s strategic objectives complement the government of Ghana’s effort in providing social protection for its people.

Star Products

This product is designed to cater to its member's medical needs arising out of accident or illness. It consists of an accident and hospitalization cover. Under the accident cover, the insured person benefits when he/she is unable to engage in his/ her normal employment due to being permanently disabled through an accident. Under the hospitalization cover, one benefits from being an in-patient for a period of 3 days and above.
The enhanced investment funeral policy provides the policyholder the opportunity to invest alongside their funeral policy for a minimum of three years. This policy gives access to full encashment/withdrawal when the need arises after the policy has run for one year.
Enhanced Abusua Nkyemfa” is a monthly renewable term policy that offers affordable life insurance and hospitalization cover that pays out to dependents and principal assured in the event of death and being hospitalized. It covers the Death/ Permanent Disability of Principal Assured, Death of the Assured, and Hospitalization of the children.
FLIS is an innovative insurance policy facilitated by the ministry of fisheries and aquaculture development and administered and marketed by Star Microinsurance to protect fishermen against perils of the sea.

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